Hurricane Michael Florida Insurance Claims – $4.6+ Billion
The following data was published by the Florida Office of Insurance Regulation.
This aggregate information is compiled from claims data filed by insurers. It has not been audited or independently verified and covers all claims based on filings received by the Florida Office of Insurance Regulation as of December 21, 2018. Companies were required to begin submitting data on October 12, 2018 and additional data calls were scheduled daily beginning Monday, October 15, 2018 through Friday, November 9, 2018. Data calls are currently scheduled to occur weekly beginning Friday, November 16, 2018, through Friday, January 4, 2019 with the exception of November 23, 2018 and December 28, 2018 due to the holidays. Additional data calls may be conducted. The report covers all claims as of midnight Friday, December 21, 2018.
| Lines of Business | Number of Claims | Closed Claims (paid) | Closed Claims (not paid) | Number Claims Open | Percent Claims Closed |
|---|---|---|---|---|---|
| Residential Property | 89,209 | 51,361 | 11,517 | 26,331 | 70.5% |
| Homeowners | 64,829 | 35,002 | 8,792 | 21,035 | 67.6% |
| Dwelling | 14,770 | 9,265 | 2,124 | 3,381 | 77.1% |
| Mobile Homeowners | 8,938 | 6,948 | 539 | 1,451 | 83.8% |
| Commercial Residential | 672 | 146 | 62 | 464 | 31.0% |
| Commercial Property | 9,119 | 963 | 984 | 7,172 | 21.4% |
| Private Flood | 183 | 86 | 49 | 48 | 73.8% |
| Business Interruption | 719 | 95 | 97 | 527 | 26.7% |
| Other Lines of Business* | 35,426 | 26,394 | 2,555 | 6,477 | 81.7% |
| TOTALS | 134,656 | 78,899 | 15,202 | 40,555 | 69.9% |
Total Estimated Insured Losses: $4,653,736,340
| County | Number of Claims | Closed Claims (paid) | Closed Claims (not paid) | Number Claims Open | Percent Claims Closed |
|---|---|---|---|---|---|
| BAY | 80,968 | 45,736 | 6,488 | 28,744 | 64.5% |
| CALHOUN | 3,921 | 2,857 | 228 | 836 | 78.7% |
| FRANKLIN | 2,077 | 765 | 711 | 601 | 71.1% |
| GADSDEN | 5,712 | 3,800 | 945 | 967 | 83.1% |
| GULF | 7,615 | 4,060 | 1,011 | 2,544 | 66.6% |
| HAMILTON | 9 | 3 | 4 | 2 | 77.8% |
| HOLMES | 897 | 576 | 149 | 172 | 80.8% |
| JACKSON | 13,278 | 9,568 | 953 | 2,727 | 79.5% |
| JEFFERSON | 164 | 86 | 47 | 31 | 81.1% |
| LEON | 9,313 | 5,419 | 2,482 | 1,412 | 84.8% |
| LIBERTY | 1,108 | 834 | 97 | 177 | 84.0% |
| MADISON | 46 | 24 | 10 | 12 | 73.9% |
| SUWANNEE | 19 | 11 | 5 | 3 | 84.2% |
| TAYLOR | 49 | 30 | 12 | 7 | 85.7% |
| WAKULLA | 1,150 | 604 | 346 | 200 | 82.6% |
| WASHINGTON | 3,243 | 2,341 | 374 | 528 | 83.7% |
| REST OF THE STATE | 5,087 | 2,155 | 1,340 | 1,592 | 68.7% |
| TOTAL | 134,656 | 78,899 | 15,202 | 40,555 | 69.9% |
